Financial Support When You Need It Most

Critical illness cover pays a lump sum if you’re diagnosed with a serious illness specified in your policy — such as cancer, heart attack, or stroke. 

This money can help cover your mortgage, household bills, or treatment costs while you focus on recovery. 

How We Help with Critical Illness Cover

Why Choose Carlile?

We know protection is personal. That’s why we take the time to explain the details in plain English, so you know exactly what you’re covered for. 

FAQs – Critical Illness Cover

Does critical illness cover all illnesses?

No — it only covers the conditions listed in your policy. We’ll make sure you understand what’s included.

No — critical illness pays out if you survive a specified condition. Life insurance pays out if you die during the term. 

Yes — many policies combine the two.